--- description: Learn more about Qonto price, benefits, and disadvantages for businesses in Ireland. Read verified software reviews and discover tools that fit your business needs. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Qonto Pricing, Cost & Reviews - Capterra Ireland 2026 --- Breadcrumb: [Home](/) > [Online Banking Software](/directory/30589/online-banking/software) > [Qonto](/software/173384/qonto) # Qonto Canonical: https://www.capterra.ie/software/173384/qonto Page: 1 / 11\ Next: [Next page](https://www.capterra.ie/software/173384/qonto?page=2) > The business finance solution that energizes SMEs and freelancers. > > Verdict: Rated **4.5/5** by 240 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Who Uses Qonto? SMEs, Freelancers, Micro-enterprises, Company creators, Non-profits ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.5/5** | 240 Reviews | | Ease of Use | 4.7/5 | Based on overall reviews | | Customer Support | 4.4/5 | Based on overall reviews | | Value for Money | 4.3/5 | Based on overall reviews | | Features | 4.5/5 | Based on overall reviews | | Recommendation percentage | 80% | (8/10 Likelihood to recommend) | ## About the vendor - **Company**: Qonto ## Commercial Context - **Starting Price**: €9.00 - **Pricing model**: Flat Rate (Free version available) (Free Trial) - **Pricing Details**: €9 Basic €19 Smart €39 Premium €49 Essential €99 Business €199 Enterprise - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Windows (On-Premise), Linux (On-Premise), Chromebook (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: French, German, Italian, Spanish - **Available Countries**: Austria, Belgium, France, French Guiana, Germany, Guadeloupe, Italy, Martinique, Mayotte, Netherlands, Portugal, Réunion, Spain, St Martin, St Pierre & Miquelon ## Features - ATM Management - Accounting - Compliance Management - Corporate Card - Expense Tracking - Financial Management - Fraud Detection - Multi-Currency - Online Banking - Real-Time Data - Reporting & Statistics - Securities Management - Transaction Monitoring ## Integrations (17 total) - AssoConnect - Axonaut - Comptalib - Dougs - Dropbox Business - Fizen - Macompta.fr - Notion - Odoo - OneDrive - Payfit - Sellsy - Slack - Stripe Billing - Xero ... and 2 more integrations ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat ## Category - [Online Banking Software](https://www.capterra.ie/directory/30589/online-banking/software) ## Related Categories - [Online Banking Software](https://www.capterra.ie/directory/30589/online-banking/software) - [Mobile Banking Software](https://www.capterra.ie/directory/10063/mobile-banking/software) - [Banking Software](https://www.capterra.ie/directory/20008/banking-systems/software) - [Financial Reporting Tools](https://www.capterra.ie/directory/30050/financial-reporting/software) - [Expense Report Software](https://www.capterra.ie/directory/30559/expense-report/software) ## Alternatives 1. [Chime](https://www.capterra.ie/software/1011580/chime) — 4.6/5 (102 reviews) 2. [Plaid](https://www.capterra.ie/software/174384/plaid) — 4.4/5 (95 reviews) 3. [Revolut Business](https://www.capterra.ie/software/1005074/revolut-for-business) — 3.9/5 (78 reviews) 4. [Metaprise](https://www.capterra.ie/software/1023107/metaprise) — 4.7/5 (75 reviews) 5. [Temenos](https://www.capterra.ie/software/111334/temenos-t24) — 4.4/5 (69 reviews) ## Reviews ### "Qonto is my personal choice for business banking" — 5.0/5 > **Shimon Felix** | *15 December 2025* | Marketing & Advertising | Recommendation rating: 10.0/10 > > **Pros**: The user experience is way better than with Wise or Getpenta. The interface is clean, intuitive, and well designed. Daily banking tasks are fast, reliable, and feel very professional. > > **Cons**: Not much. Some advanced features could be explained a bit better for new users, and pricing details may require a second look at first, but overall nothing major or problematic. > > I would reccommend Qonto wholeheartedly to any entrepreneur who wants a reliable online banking business account. ----- ### "Beautiful interface hiding unreliable systems and poor dispute management" — 2.0/5 > **Cameron** | *29 October 2025* | Restaurants | Recommendation rating: 0.0/10 > > **Pros**: The interface is beautiful and fluid — one of the most elegant neobank apps on the market. Daily tasks like viewing balances, sending payments, and managing cards are pleasant and intuitive. It’s also one of the few French fintechs that accepts U.S. citizens, which was a major advantage for my professional use. > > **Cons**: Behind the design, the system is unstable. Synchronisation with tools like Pennylane is glitchy: forwarded invoices sometimes vanish with no trace, creating a double workload instead of automation. Beneficiary and supplier management feels like a half-finished rollout. Customer support is polite when things go smoothly but tends to disappear when a real problem arises — promised callbacks never come, and difficult issues are avoided. It feels immature for a product serving business owners. Learning Curve: Easy; the app is well designed. Security: Good authentication, but poor incident handling. Value for Money: Reasonable if everything works; otherwise frustrating. Banking \& Payment Processing: Fine for simple use, unreliable for complex cases. Features: Attractive but buggy integrations. Team Management: Limited; not robust enough for multi-user businesses. > > At first I was enthusiastic and moved my three companies to Qonto — it looked like the ideal digital bank for entrepreneurs. But after spending hours fixing sync errors, chasing lost invoices, and dealing with unresponsive support, I can’t rely on Qonto as a professional banking solution. The app’s polish hides structural weaknesses and an unprofessional attitude in handling complex cases. ----- ### "Very good bank for business" — 5.0/5 > **Hugo** | *24 April 2025* | Events Services | Recommendation rating: 9.0/10 > > **Pros**: perfect UI, perfect API, a lot of new features to make a all in one solution for bank and invoicing for small and medium company > > **Cons**: nothing much really, keep the good work. > > Pleased with the product, invoicing works well, easy to integrate with other third parties, maybe the pricing per user is too expensive though ----- ### "A must to save time" — 5.0/5 > **Miguel** | *22 May 2025* | Venture Capital & Private Equity | Recommendation rating: 9.0/10 > > **Pros**: Amazingly nice user experience and integrations for expense management. It reconciliates expenses seamlessly > > **Cons**: Some invoices are still not properly reconciliated and the team needs to take photos, categorize and upload receipts > > Great experience. A significant 90%-10% move when doing the accounting. Way easier and faster, a must. ----- ### "Avoid Qonto—unreliable software and exploitative fees" — 2.0/5 > **Polina** | *20 January 2026* | Marketing & Advertising | Recommendation rating: 0.0/10 > > **Pros**: The initial onboarding process was straightforward and easy. The UX/UI design is user-friendly for banking. > > **Cons**: Unreliable software that feels unfinished, massive hidden fees on non-EU transactions (hundreds of euros monthly), and unhelpful customer support that took days to resolve their own billing error when they double-charged me. > > After a year as a customer, I'm closing my account. The platform has frequent glitches that disrupt basic operations, and the fee structure isn't transparent—every international transaction adds up fast. When Qonto mistakenly charged me for both annual and monthly subscriptions simultaneously, their support was slow to acknowledge their own mistake. I'd recommend business owners choose a more reliable banking provider from the start. ----- Page: 1 / 11\ Next: [Next page](https://www.capterra.ie/software/173384/qonto?page=2) ## Links - [View on Capterra](https://www.capterra.ie/software/173384/qonto) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | ----- ## Structured Data