--- description: Learn more about Xero price, benefits, and disadvantages for businesses in Ireland. Read verified software reviews and discover tools that fit your business needs. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Xero Pricing, Cost & Reviews - Capterra Ireland 2026 --- Breadcrumb: [Home](/) > [Accounting Software](/directory/1/accounting/software) > [Xero](/software/169561/xero) # Xero Canonical: https://www.capterra.ie/software/169561/xero Page: 1 / 133\ Next: [Next page](https://www.capterra.ie/software/169561/xero?page=2) > Xero is an online accounting software solution for small businesses, sole traders, and accountants in any industry. > > Verdict: Rated **4.4/5** by 3294 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Who Uses Xero? Xero is an accounting software that caters to small businesses across multiple sectors, such as agriculture, construction, education, healthcare, hospitality, and more. ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.4/5** | 3294 Reviews | | Ease of Use | 4.4/5 | Based on overall reviews | | Customer Support | 4.0/5 | Based on overall reviews | | Value for Money | 4.2/5 | Based on overall reviews | | Features | 4.3/5 | Based on overall reviews | | Recommendation percentage | 80% | (8/10 Likelihood to recommend) | ## About the vendor - **Company**: Xero - **Founded**: 2006 ## Commercial Context - **Starting Price**: US$25.00 - **Pricing model**: Flat Rate (Free Trial) - **Pricing Details**: Xero offers three pricing plans (Early, Growing, Established) with monthly billing and flat-rate pricing in USD. A 30-day free trial is available, but a credit card is required. Discounts and promotions are available for new customers. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: English - **Available Countries**: Australia, Canada, Hong Kong SAR China, India, Indonesia, Ireland, Malaysia, New Zealand, Philippines, Singapore, South Africa, United Kingdom, United States ## Features - Access Controls/Permissions - Accounting - Accounts Payable - Accounts Receivable - Budgeting/Forecasting - Case Management - Client Management - Client Portal - Consolidation/Roll-Up - Customer Statements - Customisable Invoices - Data Import/Export - Delivery Management - Direct Deposit - Document Management - Due Date Tracking - Estimating - Expense Tracking - Financial Analysis - Financial Reporting - Fund Accounting - Income & Balance Sheet - Inventory Control - Inventory Management - Invoice Management - Invoice Processing - Mobile Payments - Monitoring - Order Management - Order Tracking - Payment Collection - Payment Processing - Payroll Management - Payroll Reporting - Profit/Loss Statement - Project Management - Quotes/Estimates - Real-Time Data - Receipt Management - Receivables Ledger - Reimbursement Management - Status Tracking - Task Management - Tax Calculation - Tax Compliance - Time & Expense Tracking - Time Tracking - Transaction Management - Trust Accounting - W-2 Preparation ... and 54 more features ## Integrations (147 total) - A2X - Accelo - Actionstep - ActiveCollab - Acuity Scheduling - Administrate Training Management - Adobe Commerce - Agile CRM - ApprovalMax - AroFlo - AutoEntry - BigCommerce - BlueFolder - Buildertrend - Capsule ... and 132 more integrations ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - 24/7 (Live rep) - Chat ## Category - [Accounting Software](https://www.capterra.ie/directory/1/accounting/software) ## Related Categories - [Accounting Software](https://www.capterra.ie/directory/1/accounting/software) - [Accounts Payable Software](https://www.capterra.ie/directory/30520/accounts-payable/software) - [Accounts Receivable Software](https://www.capterra.ie/directory/30521/accounts-receivable/software) - [Construction Accounting Software](https://www.capterra.ie/directory/20003/construction-accounting/software) - [School Accounting Software](https://www.capterra.ie/directory/20015/school-accounting/software) ## Alternatives 1. [NetSuite](https://www.capterra.ie/software/135757/netsuite) — 4.2/5 (2041 reviews) 2. [QuickBooks Online](https://www.capterra.ie/software/141374/quickbooks-online) — 4.3/5 (8450 reviews) 3. [QuickBooks Enterprise](https://www.capterra.ie/software/46497/quickbooks-enterprise) — 4.5/5 (20641 reviews) 4. [QuickBooks Desktop](https://www.capterra.ie/software/173879/quickbooks-desktop-pro) — 4.4/5 (2559 reviews) 5. [Sage Intacct](https://www.capterra.ie/software/76/intacct) — 4.3/5 (684 reviews) ## Reviews ### "Game changing accounting solutions" — 5.0/5 > **John** | *25 July 2025* | Computer Software | Recommendation rating: 10.0/10 > > **Pros**: Xero onboarding and low cost entry point for start-ups and first time users give the perfect opportunity to validate the value of this platform. It takes times to understand and know if an accounting service provider is giving you what you need and the onboarding process did exactly this for me and my business. Once I had my integrations set up with my bank for transaction tracking managing my company accounts has been easy, I've been able to easily issue and track invoices for my customers as well as ensure that my accounts are to hand when it comes to VAT and other government reporting requirements relating to financial statements preparations. > > **Cons**: Xero offers great integrations and really high value use for retrospective accounting. It seems that there is a real opportunity for the team to offer forecasting tools and predictive scenarios to help business owners to plan for their upcoming financial quarters and years ahead. This can be benchmarked or leveraged at a later stage using historical data that is entered into the platform. At the moment I find that I can best deliver this analysis outside the platform however I think that there is place inside the service to manage this aspect of running my business. > > Xero has become a standard tool I use to understand my business performance since incorporation and a tool I believe I will continue to use at least until my business scales to the next level and I need to put other plans in place in terms of managing my business accounts and reporting. At the moment this is just me as a solo founder, I would love if Xero could also facilitate this transition for scaling businesses with a scale up or expansion onboarding aspect to ensure that practices and requirements for accounting are always easily accessible. Overall I think that I couldn't have picked a better tool, though I am financial literate I am not a chartered accountant yet I feel Xero has allowed me a much more effective way to stay close to my company financial performance, even greater than relying on outsourcing to a more expensive professional in the traditional route. ----- ### "Satisfactory ✨️" — 5.0/5 > **Pepukai Loyd** | *10 April 2026* | Hospitality | Recommendation rating: 8.0/10 > > **Pros**: It is easy yo use, easy to set up and provides very good user training. Provides room for customisation as well. > > **Cons**: Nothing really. I find it user-friendly. Sighthly difficult to use for multi-entity kind of business. > > Satisfied. I used xero for over teo years in a Hospitality business, managing over 20 instances of Xero. Never faced any issues. ----- ### "Highly Recommend for Small Nonprofits" — 5.0/5 > **Dasha** | *20 April 2026* | Nonprofit Organisation Management | Recommendation rating: 10.0/10 > > **Pros**: It is very user friendly. We are a small nonprofit without a formal accountant and were able to set up our business and run reports in ways that are simple but useful. > > **Cons**: There isn't anything I don't like. There was some confusion for me around setting up our chart of accounts but I was able to meet with someone from Xero and they solved the problem quickly and gave me a wonderful overview of the platform. > > I would highly recommend Xero without hesitation. The platform is great and not difficult to learn, and the customer service is excellent. ----- ### "Works for SME" — 3.0/5 > **Zach** | *3 April 2026* | Financial Services | Recommendation rating: 2.0/10 > > **Pros**: Xero is easy to use and doesn’t require deep accounting knowledge to get started. Invoicing, payments, and bank reconciliation are quick and intuitive. > > **Cons**: Very limiting for more complex accounting needs. Xero seems to be more suitable for sole traders and small companies. ----- ### "Xero application fees are a hidden 2.9 - 4.4% fee on when providing a payment gateway for stripe." — 2.0/5 > **Bryce** | *7 February 2026* | Marketing & Advertising | Recommendation rating: 0.0/10 > > **Pros**: Payment gateway set up was easy. Initial set up was fairly simple. I like that invoicing customers is simple enough. As a consultant, I found that valuable. The dashboard was complicated though and getting specifically to my customer payments not intuitive. > > **Cons**: I feel I was cheated by them. They were charging anywhere from 2.92 - 4.42% in "xero application fees" on top of the stripe fees for stripe's payment processing. I only saw these fees once I went into my stripe portal to process a refund after a month. It's not even a standard rate and the variance isn't based on dollar amount, it doesn't make any sense. This means in order to process a client's payment through xero and stripe, I'm paying anywhere from 6-10% in fees with stripe and xero combined. None of these fees were explained up front from Xero's end though stripe's certainly were. Just googling "xero application fees on stripe" I find I'm not the first or even the first dozen to raise this problem and none of the raised responses on their message boards lead to a resolution. I'm now being forced to research another payment portal provider in the middle of the month because I refuse to send this last month's invoices and pay 10% in fees to xero for it. As I look into other applications like quickbooks, they don't charge fees for payment portal, I've gotten no explanation from xero as to why they do. Furthermore, stripe allows payment processing fees to be passed onto the client, this fee is yours as a xero customer whether you like it or not. > > I feel as if I've been scammed by xero out of 3-4% of my income on top of their monthly fee as a hidden surcharge for doing business using them. I am upset by having to look for an alternative solution in the middle of my work month after stumbling on this and seeing no effort to rectify from xero's side or justification for the fees they're just there without notice, recourse or warning. ----- Page: 1 / 133\ Next: [Next page](https://www.capterra.ie/software/169561/xero?page=2) ## Links - [View on Capterra](https://www.capterra.ie/software/169561/xero) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | ja | | | ko | | | nb | | | nl | | | nl-BE | | | pt | | | pt-PT | | ----- ## Structured Data