--- description: Learn more about Xero price, benefits, and disadvantages for businesses in Ireland. Read verified software reviews and discover tools that fit your business needs. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Xero Pricing, Cost & Reviews - Capterra Ireland 2026 --- Breadcrumb: [Home](/) > [Accounting Software](/directory/1/accounting/software) > [Xero](/software/169561/xero) # Xero Canonical: https://www.capterra.ie/software/169561/xero Page: 1 / 134\ Next: [Next page](https://www.capterra.ie/software/169561/xero?page=2) > Xero is an online accounting software solution for small businesses, sole traders, and accountants in any industry. > > Verdict: Rated **4.4/5** by 3320 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Who Uses Xero? Xero is an accounting software that caters to small businesses across multiple sectors, such as agriculture, construction, education, healthcare, hospitality, and more. ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.4/5** | 3320 Reviews | | Ease of Use | 4.4/5 | Based on overall reviews | | Customer Support | 4.0/5 | Based on overall reviews | | Value for Money | 4.2/5 | Based on overall reviews | | Features | 4.3/5 | Based on overall reviews | | Recommendation percentage | 80% | (8/10 Likelihood to recommend) | ## About the vendor - **Company**: Xero - **Founded**: 2006 ## Commercial Context - **Starting Price**: US$25.00 - **Pricing model**: Flat Rate (Free Trial) - **Pricing Details**: Xero offers three pricing plans (Early, Growing, Established) with monthly billing and flat-rate pricing in USD. A 30-day free trial is available, but a credit card is required. Discounts and promotions are available for new customers. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: English - **Available Countries**: Australia, Canada, Hong Kong SAR China, India, Indonesia, Ireland, Malaysia, New Zealand, Philippines, Singapore, South Africa, United Arab Emirates, United Kingdom, United States ## Features - Access Controls/Permissions - Accounting - Accounts Payable - Accounts Receivable - Approval Workflow - Audit Trail - Bank Reconciliation - Case Management - Client Management - Client Portal - Consolidation/Roll-Up - Customer Statements - Customisable Invoices - Data Import/Export - Delivery Management - Direct Deposit - Due Date Tracking - Estimating - Expense Tracking - Financial Analysis - Financial Reporting - Fund Accounting - General Ledger - Income & Balance Sheet - Inventory Control - Inventory Management - Invoice Management - Invoice Processing - Mobile Payments - Monitoring - Order Management - Order Tracking - Payment Collection - Payment Processing - Payroll Management - Payroll Reporting - Profit/Loss Statement - Project Management - Quotes/Estimates - Real-Time Data - Receipt Management - Receivables Ledger - Reimbursement Management - Task Management - Tax Calculation - Tax Compliance - Time & Expense Tracking - Transaction Management - Trust Accounting - W-2 Preparation ... and 54 more features ## Integrations (144 total) - Accelo - Actionstep - ActiveCollab - Acuity Scheduling - Administrate Training Management - Adobe Commerce - Agile CRM - ApprovalMax - AroFlo - AutoEntry - BigCommerce - BlueFolder - Buildertrend - Capsule - Chargebee ... and 129 more integrations ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - 24/7 (Live rep) - Chat ## Category - [Accounting Software](https://www.capterra.ie/directory/1/accounting/software) ## Related Categories - [Accounting Software](https://www.capterra.ie/directory/1/accounting/software) - [Accounts Payable Software](https://www.capterra.ie/directory/30520/accounts-payable/software) - [Accounts Receivable Software](https://www.capterra.ie/directory/30521/accounts-receivable/software) - [Construction Accounting Software](https://www.capterra.ie/directory/20003/construction-accounting/software) - [School Accounting Software](https://www.capterra.ie/directory/20015/school-accounting/software) ## Alternatives 1. [Sage Intacct](https://www.capterra.ie/software/76/intacct) — 4.3/5 (716 reviews) 2. [QuickBooks Online](https://www.capterra.ie/software/141374/quickbooks-online) — 4.3/5 (8514 reviews) 3. [QuickBooks Enterprise](https://www.capterra.ie/software/46497/quickbooks-enterprise) — 4.5/5 (20670 reviews) 4. [NetSuite](https://www.capterra.ie/software/135757/netsuite) — 4.2/5 (2063 reviews) 5. [QuickBooks Online Advanced](https://www.capterra.ie/software/189398/quickbooks-online) — 4.4/5 (1049 reviews) ## Reviews ### "Game changing accounting solutions" — 5.0/5 > **John** | *25 July 2025* | Computer Software | Recommendation rating: 10.0/10 > > **Pros**: Xero onboarding and low cost entry point for start-ups and first time users give the perfect opportunity to validate the value of this platform. It takes times to understand and know if an accounting service provider is giving you what you need and the onboarding process did exactly this for me and my business. Once I had my integrations set up with my bank for transaction tracking managing my company accounts has been easy, I've been able to easily issue and track invoices for my customers as well as ensure that my accounts are to hand when it comes to VAT and other government reporting requirements relating to financial statements preparations. > > **Cons**: Xero offers great integrations and really high value use for retrospective accounting. It seems that there is a real opportunity for the team to offer forecasting tools and predictive scenarios to help business owners to plan for their upcoming financial quarters and years ahead. This can be benchmarked or leveraged at a later stage using historical data that is entered into the platform. At the moment I find that I can best deliver this analysis outside the platform however I think that there is place inside the service to manage this aspect of running my business. > > Xero has become a standard tool I use to understand my business performance since incorporation and a tool I believe I will continue to use at least until my business scales to the next level and I need to put other plans in place in terms of managing my business accounts and reporting. At the moment this is just me as a solo founder, I would love if Xero could also facilitate this transition for scaling businesses with a scale up or expansion onboarding aspect to ensure that practices and requirements for accounting are always easily accessible. Overall I think that I couldn't have picked a better tool, though I am financial literate I am not a chartered accountant yet I feel Xero has allowed me a much more effective way to stay close to my company financial performance, even greater than relying on outsourcing to a more expensive professional in the traditional route. ----- ### "Simple to use and learn and still robust\!" — 5.0/5 > **Abbey** | *20 January 2026* | Retail | Recommendation rating: 10.0/10 > > **Pros**: Xero is very affordable and the learning curve is much lower than other bookkeeping programs. The reporting dashboard gives me the information I actually need and it's a breeze to hook up my accounts. > > **Cons**: Sometimes my accounts disconnect randomly and it takes a little bit to get them synched up again without missing any transactions or having them appear more than once. > > I've tried a few bookkeeping programs and either they didn't have enough features to be useful or they were so overly bloated, it made it difficult to do basic tasks or get simple reports on the health of my business. Xero threads the needle perfectly, being simple to use and get the information I need while still being robust enough to fill all of my business needs. ----- ### "Its nice that Xero does work & doesn't crash" — 5.0/5 > **Peter** | *7 July 2026* | Information Technology & Services | Recommendation rating: 10.0/10 > > **Pros**: Xero's multi-entities didnt completely freeze my computer (which I thought was going to happen) when we finally got access to them. And the AI bill upload is meh, I suppose. It works occasionally and I get to not spend as much time uploading bills. We are able to track purchases by departments without having to create 1000s of user logins for each account so that is good. > > **Cons**: I think the pricing is high, other than that everything is good about Xero. So no complaints.. from my side. > > Its great to see that with this new version of Xero there isn't a need for us to manually type out every Accounts Receivable document as you can simply use a journal entry. This will probably eliminate some of the arguments between Sales Team \& Finance Teams since it ties directly into Salesforce. Overall, I'm glad its been able to handle our international entity access without freezing up the server. However, I still think the fixed assets are clunky... but hey at least the core accounting functionality works. ----- ### "Xero application fees are a hidden 2.9 - 4.4% fee on when providing a payment gateway for stripe." — 2.0/5 > **Bryce** | *7 February 2026* | Marketing & Advertising | Recommendation rating: 0.0/10 > > **Pros**: Payment gateway set up was easy. Initial set up was fairly simple. I like that invoicing customers is simple enough. As a consultant, I found that valuable. The dashboard was complicated though and getting specifically to my customer payments not intuitive. > > **Cons**: I feel I was cheated by them. They were charging anywhere from 2.92 - 4.42% in "xero application fees" on top of the stripe fees for stripe's payment processing. I only saw these fees once I went into my stripe portal to process a refund after a month. It's not even a standard rate and the variance isn't based on dollar amount, it doesn't make any sense. This means in order to process a client's payment through xero and stripe, I'm paying anywhere from 6-10% in fees with stripe and xero combined. None of these fees were explained up front from Xero's end though stripe's certainly were. Just googling "xero application fees on stripe" I find I'm not the first or even the first dozen to raise this problem and none of the raised responses on their message boards lead to a resolution. I'm now being forced to research another payment portal provider in the middle of the month because I refuse to send this last month's invoices and pay 10% in fees to xero for it. As I look into other applications like quickbooks, they don't charge fees for payment portal, I've gotten no explanation from xero as to why they do. Furthermore, stripe allows payment processing fees to be passed onto the client, this fee is yours as a xero customer whether you like it or not. > > I feel as if I've been scammed by xero out of 3-4% of my income on top of their monthly fee as a hidden surcharge for doing business using them. I am upset by having to look for an alternative solution in the middle of my work month after stumbling on this and seeing no effort to rectify from xero's side or justification for the fees they're just there without notice, recourse or warning. ----- ### "A fresh and vibrant accounting software package" — 5.0/5 > **Sharelle** | *27 April 2026* | Construction | Recommendation rating: 9.0/10 > > **Pros**: The sheer beauty of the user experience - it has grown and changed but always maintained a fresh and vibrant look and feel - as easy as apple pie ;-) > > **Cons**: The subscription cost for lower end users - they don't really do a 'minimal entry' platform that doesn't hurt your pocket if you're having a rough month. Like all platforms, they have to decide which features that users request will be implemented, and that left some users feeling ignored and out in the cold. It just cant be perfect for everyone, but its damn close\! > > For the times i was running a multi-million dollar construction company - to when I branched out into a solo world, Xero was there to hold my hand every step of the way. Faster payments, smoother transactions - hosts of plug-in software to make Xero as unique as your own business. Easy to teach to newbies - fantastic at handling high-level accounting. ----- Page: 1 / 134\ Next: [Next page](https://www.capterra.ie/software/169561/xero?page=2) ## Links - [View on Capterra](https://www.capterra.ie/software/169561/xero) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | ja | | | ko | | | nb | | | nl | | | nl-BE | | | pt | | | pt-PT | | ----- ## Structured Data