--- description: Learn more about Plaid price, benefits, and disadvantages for businesses in Ireland. Read verified software reviews and discover tools that fit your business needs. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Plaid Pricing, Cost & Reviews - Capterra Ireland 2026 --- Breadcrumb: [Home](/) > [Commercial Loan Software](/directory/30537/commercial-loan/software) > [Plaid](/software/174384/plaid) # Plaid Canonical: https://www.capterra.ie/software/174384/plaid Page: 1 / 5\ Next: [Next page](https://www.capterra.ie/software/174384/plaid?page=2) > Plaid is a financial technology platform that enables businesses to build fintech solutions with secure access to financial data. > > Verdict: Rated **4.4/5** by 102 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Who Uses Plaid? Plaid is used by fintech companies, banks, credit unions, lenders, insurance companies, property managers, gaming platforms, and government agencies. ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.4/5** | 102 Reviews | | Ease of Use | 4.6/5 | Based on overall reviews | | Customer Support | 4.3/5 | Based on overall reviews | | Value for Money | 4.4/5 | Based on overall reviews | | Features | 4.5/5 | Based on overall reviews | | Recommendation percentage | 80% | (8/10 Likelihood to recommend) | ## About the vendor - **Company**: Plaid - **Location**: San Francisco, US - **Founded**: 2012 ## Commercial Context - **Pricing model**: Usage Based (Free version available) - **Pricing Details**: Plaid provides three pricing plans (Pay as You Go, Growth, and Custom) with varying features and payment structures. While no numeric pricing values are disclosed, the plans are tailored to different user needs, ranging from individual developers to businesses requiring scalable solutions. A free version (Limited Production Service) is available for testing, and users are encouraged to contact sales for detailed pricing and volume discounts. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: Danish, Dutch, English, Estonian, French, German, Italian, Latvian, Lithuanian, Norwegian, Polish, Portuguese, Romanian, Spanish, Swedish - **Available Countries**: Belgium, Canada, Denmark, Estonia, France, Germany, Ireland, Italy, Latvia, Lithuania, Netherlands, Norway, Poland, Portugal, Spain, Sweden, United Kingdom, United States ## Features - Authentication - Automatic Funds Distribution - Background Screening - Biometrics - Borrower Management - Claims Management - Claims Scrubbing - Commercial Properties - Compliance Management - Credit Card Processing - Dashboard - Data Import/Export - Data Verification - Document Management - Electronic Funds Transfer - Electronic Payments - Financial Management - Financial Reporting - Fraud Detection - Graphical User Interface - Identity Verification - Insurance Eligibility Verification - Integrated Development Environment - Investments Tracking - KYC Compliance - Liveness Detection - Loan Portfolio Management - Maintenance Management - Mobile Card Reader - Mobile Payments - Multi-Factor Authentication - Multiple Authentication Methods - Onboarding - Online Banking - Payroll Management - Payroll Reporting - Performance Metrics - Profit/Loss Statement - Property Database - Real-Time Reporting - Rent Tracking - Reporting & Statistics - Reporting/Analytics - Retail Banking - Risk Assessment - Risk Management - Status Tracking - Tax Compliance - Transaction Monitoring - User Onboarding ... and 36 more features ## Integrations (31 total) - ASTRA - Adyen - Airwallex - Alchemy - Alloy - Alpaca - Atomic - Checkbook - Checkout.com - Codat - Dwolla - F5 Silverline Managed Services - Finix - Gusto - HighNote ... and 16 more integrations ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base ## Category - [Commercial Loan Software](https://www.capterra.ie/directory/30537/commercial-loan/software) ## Related Categories - [Commercial Loan Software](https://www.capterra.ie/directory/30537/commercial-loan/software) - [Integrated Risk Management Software](https://www.capterra.ie/directory/31545/integrated-risk-management/software) - [Investment Management Software](https://www.capterra.ie/directory/20010/investment-management/software) - [App Building Software](https://www.capterra.ie/directory/32016/app-building/software) - [Authentication Software](https://www.capterra.ie/directory/31218/authentication/software) ## Alternatives 1. [NetSuite](https://www.capterra.ie/software/135757/netsuite) — 4.2/5 (2043 reviews) 2. [Ondato](https://www.capterra.ie/software/201476/ondato) — 4.8/5 (13 reviews) 3. [PayPal](https://www.capterra.ie/software/179251/paypal) — 4.6/5 (26437 reviews) 4. [authorize.net](https://www.capterra.ie/software/54911/authorizenet) — 4.5/5 (219 reviews) 5. [Tipalti](https://www.capterra.ie/software/136904/tipalti) — 4.5/5 (175 reviews) ## Reviews ### "Pay with Plaid\!" — 5.0/5 > **Mai** | *29 March 2026* | Hospitality | Recommendation rating: 10.0/10 > > **Pros**: We like Plaid for its unique and safe ability to support ACH with security and confidence. It allows for same day transactions as opposed a multi day small deposits. > > **Cons**: No cons. There is a very slight learning curve so the team adopted it immediately and now rely on it for swift reliable payments. > > Plaid acts like a secure bridge, immediately allowing apps to verify balances, check transaction history, and enable instant ACH transfers. ----- ### "Easy to use\!" — 5.0/5 > **Savannah** | *17 March 2026* | Health, Wellness & Fitness | Recommendation rating: 10.0/10 > > **Pros**: This was an easy way to securely link our business bank account to the software that will take payments from customers. The process was very efficient\! > > **Cons**: We have not experienced any cons while using this to connect our bank account securely to the system that accepts payments from our customers. > > It has been a positive experience\! Our information has been kept secure while connecting us to the intended platform. ----- ### "It’s convenient, but it could use some work" — 3.0/5 > **Jamie** | *18 January 2026* | Food & Beverages | Recommendation rating: 3.0/10 > > **Pros**: The take away from plaid is having all of your immediate banking information and verification at your fingertips. And it’s fairly easy to use. > > **Cons**: A few cons that I have about plat is the fact that you cannot verify Cash app or PayPal 70% of people use those platforms however they’re not compatible with plaid. Another thing that I disliked is that you’re begging information is linked to that number until you physically remove it. I’ve had instances where I had a new number and I had to verify my bank through Platt and someone else else’s banking information popped up. > > Although my overall experience with plaid is about 75% it’s a wonderful platform to verify your banking information fairly quickly. I just worry about other people that may have an old number of mine having access to my old banking information. ----- ### "Reliable and Powerful" — 5.0/5 > **Haley** | *19 March 2026* | Medical Practice | Recommendation rating: 10.0/10 > > **Pros**: Plaid makes it incredibly easy to securely connect bank accounts to apps with fast integration and support. > > **Cons**: Some employees in my company have worried about sharing sensitive financial data however that would be an issue with many other bank connecting applications as well. > > Overall Plaid has provided a smooth and reliable way to link financial accounts and power modern financial apps. ----- ### "Great software" — 5.0/5 > **Sean** | *10 February 2026* | Automotive | Recommendation rating: 10.0/10 > > **Pros**: Plaid is a fantastic banking and payment tool, helping to seamlessly integrate bank accounts safely. Customer support is also fantastic > > **Cons**: No real downsides to note. Any small issue I had was easily remedied by customer support and no issues further happened ----- Page: 1 / 5\ Next: [Next page](https://www.capterra.ie/software/174384/plaid?page=2) ## Links - [View on Capterra](https://www.capterra.ie/software/174384/plaid) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | nl | | | nl-BE | | | pt | | | pt-PT | | ----- ## Structured Data