--- description: Learn more about Plaid price, benefits, and disadvantages for businesses in Ireland. Read verified software reviews and discover tools that fit your business needs. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Plaid Pricing, Cost & Reviews - Capterra Ireland 2026 --- Breadcrumb: [Home](/) > [Commercial Loan Software](/directory/30537/commercial-loan/software) > [Plaid](/software/174384/plaid) # Plaid Canonical: https://www.capterra.ie/software/174384/plaid Page: 1 / 6\ Next: [Next page](https://www.capterra.ie/software/174384/plaid?page=2) > Plaid is a financial technology platform that enables businesses to build fintech solutions with secure access to financial data. > > Verdict: Rated **4.4/5** by 106 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Who Uses Plaid? Plaid is used by fintech companies, banks, credit unions, lenders, insurance companies, property managers, gaming platforms, and government agencies. ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.4/5** | 106 Reviews | | Ease of Use | 4.5/5 | Based on overall reviews | | Customer Support | 4.3/5 | Based on overall reviews | | Value for Money | 4.4/5 | Based on overall reviews | | Features | 4.5/5 | Based on overall reviews | | Recommendation percentage | 80% | (8/10 Likelihood to recommend) | ## About the vendor - **Company**: Plaid - **Location**: San Francisco, US - **Founded**: 2012 ## Commercial Context - **Pricing model**: Usage Based (Free version available) - **Pricing Details**: Plaid provides three pricing plans (Pay as You Go, Growth, and Custom) with varying features and payment structures. While no numeric pricing values are disclosed, the plans are tailored to different user needs, ranging from individual developers to businesses requiring scalable solutions. A free version (Limited Production Service) is available for testing, and users are encouraged to contact sales for detailed pricing and volume discounts. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: Danish, Dutch, English, Estonian, French, German, Italian, Latvian, Lithuanian, Norwegian, Polish, Portuguese, Romanian, Spanish, Swedish - **Available Countries**: Belgium, Canada, Denmark, Estonia, France, Germany, Ireland, Italy, Latvia, Lithuania, Netherlands, Norway, Poland, Portugal, Spain, Sweden, United Kingdom, United States ## Features - API - Address Validation - Authentication - Background Screening - Biometrics - Borrower Management - Claims Scrubbing - Client Management - Commercial Properties - Compliance Management - Credit Card Processing - Customer Data Management - Dashboard - Data Import/Export - Data Security - Document Management - Electronic Payments - Financial Analysis - Financial Management - Financial Reporting - Geolocation - Graphical User Interface - Identity Verification - Income & Balance Sheet - Insurance Eligibility Verification - Integrated Development Environment - Investments Tracking - Loan Portfolio Management - Maintenance Management - Mobile Card Reader - Mobile Payments - Multi-Factor Authentication - Multiple Authentication Methods - Onboarding - Online Banking - PEP Screening - Payroll Management - Payroll Reporting - Performance Metrics - Profit/Loss Statement - Property Database - Real-Time Reporting - Rent Tracking - Reporting & Statistics - Reporting/Analytics - Retail Banking - Risk Assessment - Status Tracking - Tax Compliance - Transaction Monitoring ... and 37 more features ## Integrations (29 total) - ASTRA - Adyen - Airwallex - Alloy - Alpaca - Checkbook - Checkout.com - Codat - Dwolla - F5 Silverline Managed Services - Finix - Gusto - HighNote - Marqeta - MeridianLink Opening ... and 14 more integrations ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base ## Category - [Commercial Loan Software](https://www.capterra.ie/directory/30537/commercial-loan/software) ## Related Categories - [Commercial Loan Software](https://www.capterra.ie/directory/30537/commercial-loan/software) - [Integrated Risk Management Software](https://www.capterra.ie/directory/31545/integrated-risk-management/software) - [Investment Management Software](https://www.capterra.ie/directory/20010/investment-management/software) - [App Building Software](https://www.capterra.ie/directory/32016/app-building/software) - [Authentication Software](https://www.capterra.ie/directory/31218/authentication/software) ## Alternatives 1. [PayPal](https://www.capterra.ie/software/179251/paypal) — 4.6/5 (26647 reviews) 2. [authorize.net](https://www.capterra.ie/software/54911/authorizenet) — 4.5/5 (220 reviews) 3. [NetSuite](https://www.capterra.ie/software/135757/netsuite) — 4.2/5 (2069 reviews) 4. [Tipalti](https://www.capterra.ie/software/136904/tipalti) — 4.5/5 (179 reviews) 5. [Temenos](https://www.capterra.ie/software/111334/temenos-t24) — 4.4/5 (69 reviews) ## Reviews ### "Convenient but could be more transparent" — 4.0/5 > **Dallas** | *30 June 2025* | Biotechnology | Recommendation rating: 8.0/10 > > **Pros**: -Most connections are stable and don’t need frequent re-linking. -Works with most major services like Venmo, Robinhood, Mint, and many more -Login details are not stored on Plaid’s servers > > **Cons**: -Not every institution is available, especially local or regional ones. -There’s no single place for users to manage or revoke app permissions across all Plaid-connected apps > > Ive used Plaid a bunch of times to link my bank account to different apps like budgeting tools, investing platforms. Most of the time, it works smoothly. Way better than having to enter everything manually. That said, it’s not perfect. Some smaller banks or credit unions aren’t supported, and sometimes you have to reconnect accounts if the link breaks. Also, it’s not always super clear what data the app is getting access to. Security-wise, I feel pretty good about it. They don’t store your login info, and everything seems encrypted and secure. Still, I wish there were more user-facing tools to manage connections across different apps in one place. Overall, Plaid makes connecting your bank to apps fast and easy. It mostly just works, which is kind of the point. A few more transparency and control features would make it better ----- ### "Great for financial integrations but occasional connection issues" — 4.0/5 > **Verified Reviewer** | *1 April 2026* | Biotechnology | Recommendation rating: 10.0/10 > > **Pros**: I liked how easy it makes connecting bank accounts to apps. The whole process is pretty quick and smooth and it works with a huge number of banks which is really helpful. It saves a lot of time compared to manually entering details or verifying accounts. I also like that it feels secure and widely trusted since a lot of popular app use it. Overall it just makes financial integrations much simpler for both users and developers. > > **Cons**: One thing I didn’t like is that sometimes bank connections can break or not sync properly, especially with smaller banks. It can be a bit frustrating when data is delayed or missing and you don’t realize it right away. Also, for businesses, pricing and setup can feel a little complex depending on the use case. There are also some concerns people have around sharing financial data, even though it’s generally secure. > > My experiance with Plaid has been mostly positive. It’s a very useful platform for connecting financial data and powering apps like payments, budgeting, and investing tools. The API capabilities are pretty strong and allow companies to build advanced financial features without dealing with banks directly. That said, it’s not always perfect and sometimes requires extra handling for edge cases or connection issues. But overall it’s a reliable and widely used solution in the fintech space. ----- ### "not recommended" — 1.0/5 > **Rhonda** | *15 April 2026* | Medical Practice | Recommendation rating: 0.0/10 > > **Pros**: No sure what to say about the pros here. I only have alot of cons from the plaid website. ok it was easy to access. > > **Cons**: Plaid money transfer app is easy to be hacked and it was yesterday. i was trying to get a loan and it turns out to be 2 hacker that froze my bank account and over drawn my account. No one from support has contacted me. > > I would not recommend plaid to anyone. I have had nothing but back experiences with this company. Sorry ----- ### "Worth the Money" — 4.0/5 > **Nicole** | *9 June 2026* | Staffing & Recruiting | Recommendation rating: 9.0/10 > > **Pros**: Plaid makes it so easy to process payments and support clients. I also loved the customer support. They were very helpful > > **Cons**: I think its a little pricey and some of the bugs are annoying. Although customer service is amazing, its still inconvenient when it happens. > > It was easy to learn to use and has made account management a breeze. Overall, I would recommend this to anyone. ----- ### "Does what it says it does\!" — 5.0/5 > **Adina** | *4 April 2026* | Marketing & Advertising | Recommendation rating: 10.0/10 > > **Pros**: Great and high security product for ensuring integration between financial apps. Does what it says it does. > > **Cons**: Sometimes the connevtion is glitchy, requires a lot of authentification. I dont always remmeber my passords offhand so requires some digging. ----- Page: 1 / 6\ Next: [Next page](https://www.capterra.ie/software/174384/plaid?page=2) ## Links - [View on Capterra](https://www.capterra.ie/software/174384/plaid) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | nl | | | nl-BE | | | pt | | | pt-PT | | ----- ## Structured Data