---
description: Learn more about Square Payments price, benefits, and disadvantages for businesses in Ireland. Read verified software reviews and discover tools that fit your business needs.
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title: Square Payments Pricing, Cost & Reviews - Capterra Ireland 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Square Payments](/software/170278/square-payments-processing)

# Square Payments

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> Square Payments is payment processing software that enables businesses to accept payments online, in person, or on the go.
> 
> Verdict: Rated **4.7/5** by 2672 users. Top-rated for **Likelihood to recommend**.

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## Overview

### Who Uses Square Payments?

Square Payments is used by restaurants, retail stores, beauty salons, service providers, food trucks, contractors, nonprofits, and franchises.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.7/5** | 2672 Reviews |
| Ease of Use | 4.7/5 | Based on overall reviews |
| Customer Support | 4.4/5 | Based on overall reviews |
| Value for Money | 4.5/5 | Based on overall reviews |
| Features | 4.6/5 | Based on overall reviews |
| Recommendation percentage | 90% | (9/10 Likelihood to recommend) |

## About the vendor

- **Company**: Square
- **Location**: San Francisco, US
- **Founded**: 2009

## Commercial Context

- **Pricing model**: Usage Based (Free version available)
- **Pricing Details**: Per swipe/dip/tap: 2.6% + $.10&#10;Keyed in: 3.5% + $.15 per transaction&#10;Online \&amp; invoices: 2.9% + $.30 per transaction&#10;&#10;Custom pricing packages are also available. Contact Square for more information.
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: English, French, Japanese, Spanish
- **Available Countries**: Australia, Canada, France, Ireland, Japan, Spain, United Kingdom, United States

## Features

- ACH Payment Processing
- Billing & Invoicing
- Contactless NFC
- Credit Card Processing
- Debit/Credit Card Processing
- Electronic Payments
- Electronic Signature
- In-Person Payments
- Mobile Access
- Mobile Card Reader
- Mobile Payments
- Multiple Payment Options
- PCI Compliance
- Payment Fraud Prevention
- Point of Sale (POS)
- Receipt Management
- Recurring/Subscription Billing
- Reporting & Statistics
- Reporting/Analytics
- Third-Party Integrations

## Integrations (30 total)

- Acuity Scheduling
- BigCommerce
- ClinicSense
- Craver
- DAVO
- Ecwid
- Fomo
- Jotform
- Linktree
- Mailchimp
- Make
- MarginEdge
- MoeGo
- Paymo
- Poptin

... and 15 more integrations

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- Phone Support
- Chat

## Category

- [Payment Processing Software](https://www.capterra.ie/directory/30232/payment-processing/software)

## Related Categories

- [Payment Processing Software](https://www.capterra.ie/directory/30232/payment-processing/software)
- [Mobile Credit Card Processing Software](https://www.capterra.ie/directory/31089/mobile-credit-card-processing/software)

## Alternatives

1. [PayPal](https://www.capterra.ie/software/179251/paypal) — 4.6/5 (26301 reviews)
2. [Venmo](https://www.capterra.ie/software/182159/venmo-) — 4.7/5 (9271 reviews)
3. [Stripe](https://www.capterra.ie/software/123889/stripe) — 4.6/5 (3309 reviews)
4. [Square Point of Sale](https://www.capterra.ie/software/154907/square-point-of-sale) — 4.6/5 (3021 reviews)
5. [Modisoft](https://www.capterra.ie/software/1060880/modisoft) — 5.0/5 (5 reviews)

## Reviews

### "Square Performs, End of Discussion" — 5.0/5

> **Keith** | *13 March 2026* | Wholesale | Recommendation rating: 10.0/10
> 
> **Pros**: Takes payments on laptop, mobile and the Square terminal.  Take payments anywhere, in store and remote locations. Even when no internet is available. Very easy to use, intuitive and fast. Deposits to our account are seamless and quick.
> 
> **Cons**: While their rates are on the high side Square has no minimum monthly fee. Some charges are complicated to anticipate. Foreign exchange rates are higher than expected. Avoid doing refunds as they are costly.
> 
> In 7-years of use we have not had any problems. The ability to send payment links, use in our online store and even with our service technicians on the road has been a huge advantage. We have not needed to contact customer support and have not experienced any bugs or issues with the service or equipment.

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### "The best payment processor I’ve used" — 5.0/5

> **Samantha** | *19 March 2026* | Health, Wellness & Fitness | Recommendation rating: 10.0/10
> 
> **Pros**: Easy to use and integrate/implement for me and my clients. Transparent fees and quick payments. Comprehensive reporting.
> 
> **Cons**: I genuinely can’t think of any cons for Square. I’ve been incredibly happy with the service (including customer service).
> 
> I have used a number of payment processing systems since starting my business and Square Payments is definitely the easiest to use.

-----

### "I DO NOT RECOMMEND\!" — 1.0/5

> **Gabriel** | *27 May 2025* | Health, Wellness & Fitness | Recommendation rating: 0.0/10
> 
> **Pros**: I honestly can't listed any anymore. The company has fallen apart and It's heartbreaking. I can list cons.
> 
> **Cons**: Customer service is hard to contact these days and once in contact they do absolutely nothing to resolve issues. I have been using square since 2018. I have 4 businesses that use their service. The most recent setup was in 2023 and square has taken money by forcing instant deposit fees while the account is set to manual. I reached out to have it corrected and wait 43 mins just to speak with someone who failed to fix the issue.
> 
> Recently TERRIBLE\! Before 2023 it was great to have. Payments used to be easy. Now its like they are scamming for money.

-----

### "My Square Payments" — 5.0/5

> **Martin** | *17 January 2026* | Retail | Recommendation rating: 10.0/10
> 
> **Pros**: Ease of use, fast payment processing, value for money. Customer support was easy to contact and very helpful.
> 
> **Cons**: I cant really say what I didn’t like about square payments. It was easy to manage and my customers felt safe using the platform.
> 
> Totally enjoyed using Square, on all of my devices. The dashboard is great and easy to manage. I could see all of my transactions.

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### "Square Payments - US Market Leader of Point Of Sale Systems" — 5.0/5

> **Nathaniel** | *26 March 2026* | Automotive | Recommendation rating: 9.0/10
> 
> **Pros**: What I like most about Square Payments is the point of sale ability this software has given to particularly small businesses and even hobbyists. I do a fair of online shopping, often times from small vendors and private individuals. Square allows these sellers to easily accept electronic forms of payments from buyers who they otherwise may not have been able to or would have historically may have only accepts cash or check for payment.
> 
> **Cons**: As a consumer who has only used Square Payments for processing payments as a buyer, there is nothing that I can think of that I would consider a con of Square Payments. I have never used Square Payments as a seller though, so perhaps there may be cons associated there.
> 
> Square Payments is cloud based point of sale system that offers both physical devices which read payment card information, and software. It also offers financial services and includes features designed to support business operations for both small and large scale businesses. Square provides e-commerce and inventory capabilities, customer appointments, payroll processing, shift scheduling, and even access to banking and business loans.

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## Links

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