---
description: Learn more about Chime price, benefits, and disadvantages for businesses in Ireland. Read verified software reviews and discover tools that fit your business needs.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Chime Pricing, Cost & Reviews - Capterra Ireland 2026
---

Breadcrumb: [Home](/) > [Online Banking Software](/directory/30589/online-banking/software) > [Chime](/software/1011580/chime)

# Chime

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> Online banking solution that offers daily transaction tracking, payment transfer, notifications, and more.
> 
> Verdict: Rated **4.6/5** by 102 users. Top-rated for **Likelihood to recommend**.

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## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.6/5** | 102 Reviews |
| Ease of Use | 4.7/5 | Based on overall reviews |
| Customer Support | 4.3/5 | Based on overall reviews |
| Value for Money | 4.7/5 | Based on overall reviews |
| Features | 4.6/5 | Based on overall reviews |
| Recommendation percentage | 90% | (9/10 Likelihood to recommend) |

## About the vendor

- **Company**: The Bancorp Bank

## Commercial Context

- **Pricing Details**: Please contact Chime directly for pricing details.
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: English
- **Available Countries**: United States

## Features

- ACH Payment Processing
- Alerts/Escalation
- Authentication
- Bill Payment
- Cash Management
- Chat/Messaging
- Credit Card Management
- Digital Wallet
- Electronic Funds Transfer
- Electronic Payments
- Electronic Statements
- Mobile Access
- Online Banking
- Retail Banking
- Transaction Monitoring

## Category

- [Online Banking Software](https://www.capterra.ie/directory/30589/online-banking/software)

## Related Categories

- [Online Banking Software](https://www.capterra.ie/directory/30589/online-banking/software)
- [Mobile Banking Software](https://www.capterra.ie/directory/10063/mobile-banking/software)

## Alternatives

1. [Google Pay](https://www.capterra.ie/software/212826/google-pay) — 4.6/5 (909 reviews)
2. [Cash App](https://www.capterra.ie/software/1016710/cash-app) — 4.2/5 (679 reviews)
3. [Samsung Pay](https://www.capterra.ie/software/213917/samsung-pay) — 4.5/5 (264 reviews)
4. [Qonto](https://www.capterra.ie/software/173384/qonto) — 4.5/5 (240 reviews)
5. [Crowded](https://www.capterra.ie/software/1032756/crowdedme) — 4.2/5 (32 reviews)

## Reviews

### "Chime.comisthebest.com" — 5.0/5

> **Desiree Estelle** | *7 May 2025* | Apparel & Fashion | Recommendation rating: 10.0/10
> 
> **Pros**: Sounds simple but what I like most about chime is how beautiful the not one but two cards look and feel.
> 
> **Cons**: What I like least is, why didn't I know about this bank years ago 😞. And this is exactly why I've been recommending chime to everyone and their brother 🙂 no joke I have.
> 
> My overall experience with chime has been nothing short of blew my socks right off. I enjoy the ease, the money saving features and that I can send and receive money just as I would with PayPal.

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### "Chime:The easiest, cheapest, and 100% safest online banking service around." — 5.0/5

> **Verified Reviewer** | *4 May 2025* | Automotive | Recommendation rating: 10.0/10
> 
> **Pros**: It's easy to to send/receive money, it's a free online banking service, everything about it is easy to use and 100 % safe. And it also has a great credit building program as well.
> 
> **Cons**: The only downside I could find, which didn't bother me at all, was of course being an online bank there is no physical branches available.
> 
> I 100% love everything about my banking experience with this online bank. How easy it is to use and understand and I would absolutely refer this to all my friends and family.

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### "Chime Review" — 3.0/5

> **Trenton** | *10 October 2024* | Online Media | Recommendation rating: 0.0/10
> 
> **Pros**: The flexibility of moving money between accounts
> 
> **Cons**: Customer service was very frustrating when it came to solving issues with my accounts
> 
> Overall chime is great if you need a side account to move money through, looking to build your credit score. You can also receive your paycheck early after a certain amount of money has been deposited. Unfortunately the response of customer service is a big thing for me and that’s honestly why I decided to close my accounts

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### "Great bank to use\!\!\!\!" — 5.0/5

> **Fernell** | *17 January 2026* | Supermarkets | Recommendation rating: 10.0/10
> 
> **Pros**: I really do love chime because this is the only bank that i put my check for my pay check for work..
> 
> **Cons**: To be honest I really do like chime it has no cons to it in my opinion because i haven’t had any problems with it so far
> 
> I really do love it because it has no overdraft fee what so ever because not all the time I have money to pay for it

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### "Simple Banking, but Not Perfect" — 5.0/5

> **Renee** | *14 May 2025* | Hospitality | Recommendation rating: 10.0/10
> 
> **Pros**: Chime is a good option if you're looking for a basic, no-fee online bank. Signing up is easy, and I liked that there are no monthly fees, no overdraft fees (if you qualify), and you can get your paycheck a couple of days early with direct deposit. The mobile app is user-friendly and makes it easy to check balances, transfer money, or get alerts.
> 
> **Cons**: However, there are a few downsides. Since Chime is completely online, there are no physical branches, which can be frustrating if you need in-person help. Customer service is okay, but sometimes it takes a while to get issues resolved. Also, depositing cash can be inconvenient, since you have to go to a third-party store that may charge a fee.
> 
> Overall, Chime works well if you want simple banking with fewer fees, especially if you do everything online. But if you need more traditional banking features or fast help with account problems, it might not be the best fit.

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## Links

- [View on Capterra](https://www.capterra.ie/software/1011580/chime)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.capterra.com/p/228456/Chime/> |
| en-AE | <https://www.capterra.ae/software/1011580/chime> |
| en-AU | <https://www.capterra.com.au/software/1011580/chime> |
| en-CA | <https://www.capterra.ca/software/1011580/chime> |
| en-GB | <https://www.capterra.co.uk/software/1011580/chime> |
| en-IE | <https://www.capterra.ie/software/1011580/chime> |
| en-IL | <https://www.capterra.co.il/software/1011580/chime> |
| en-IN | <https://www.capterra.in/software/1011580/chime> |
| en-NZ | <https://www.capterra.co.nz/software/1011580/chime> |
| en-SG | <https://www.capterra.com.sg/software/1011580/chime> |
| en-ZA | <https://www.capterra.co.za/software/1011580/chime> |

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