---
description: Compare SumUp vs Paya. Learn more about each of the software’s price, features, and helpful software reviews for Irish business users.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: SumUp vs Paya Comparison - Capterra Ireland 2026
---

Breadcrumb: [Home](/) > [POS Systems](/directory/20052/point-of-sale/software) > [SumUp \<span\>vs\</span\> Paya](https://www.capterra.ie/compare/170673/1029960/sumup-air/vs/paya)

# Compare SumUp vs Paya

Canonical: https://www.capterra.ie/compare/170673/1029960/sumup-air/vs/paya

> Detailed comparison between SumUp and Paya. Check ratings, reviews, pricing, and features to make the best decision for your business.

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## At a Glance

| Metric | SumUp | Paya |
| **Overall rating** | 4.5/5 | 3.6/5 |
| **Total Reviews** | 1470 | 17 |
| **Starting Price** | US$99.00 | - |
| **Free Trial** | No | - |
| **Free Version** | Yes | - |
| **Deployment** | Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop) |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, Chat | - |
| **Training** | Live Online, Webinars, Documentation, Videos | - |

## Best for

### SumUp

SumUp is used by coffee shops, tea houses, dessert and bakery establishments, fast casual restaurants, boutiques, barbershops, salons, and retail stores.

### Paya

Small to medium business owners looking to accept payments.  Small business owners have a million things to do without having to worry about how to make payments more secure and modern.

## Key features

### SumUp

- ACH Payment Processing
- Accounting
- Customisable Templates
- Debit/Credit Card Processing
- Discount Management
- Engagement Tracking
- In-Person Payments
- Loyalty Cards
- Mobile Payments
- Online Invoicing
- Online Payments
- Payment Fraud Prevention
- Payment Links
- Real-Time Data
- Recurring/Subscription Billing
- Referral Tracking
- Reminders
- Reporting/Analytics
- Stock Management
- Transaction Monitoring

### Paya

- ACH Payment Processing
- Debit/Credit Card Processing
- In-Person Payments
- Mobile Payments
- Online Payments
- Recurring/Subscription Billing
- Reporting/Analytics

## Links

- [View SumUp Profile](https://www.capterra.ie/software/170673/sumup-air)
- [View Paya Profile](https://www.capterra.ie/software/1029960/paya)
- [View Original Comparison](https://www.capterra.ie/compare/170673/1029960/sumup-air/vs/paya)

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